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Yaskawa Motoman HC10 Cobot Financing

Finance a Yaskawa Motoman HC10 collaborative robot. 10 kg payload, 1,200 mm reach, ISO TS 15066 certified. Equipment loans and leases for human-robot collaboration.

Yaskawa Motoman HC10 Cobot Financing

The Yaskawa Motoman HC10 has something most collaborative robots do not: ten kilograms of payload in a form factor that still qualifies for collaborative operation under ISO TS 15066. Most cobots at 10 kg payload push the boundary of what is safely certifiable for direct human collaboration, but the HC10's speed-limiting and force-monitoring software allows it to operate in shared workspaces without fixed barriers, under the conditions defined by the collaborative risk assessment. The practical payback of that capability is a dramatically reduced cell infrastructure cost: no safety cage, no light curtains at every entry point, no floor-mounted safety barriers eating up square footage.

Compare the HC10 to a conventional 10 kg robot in a caged cell and the infrastructure cost difference often runs $20,000 to $50,000. That delta comes directly out of the payback period calculation. A buyer choosing the HC10 over a caged alternative is not just buying a cobot; they are buying floor space, reduced integration time, and cell flexibility at a capital cost that often nets out ahead of the conventional alternative when the infrastructure savings are properly accounted for.

We finance HC10 cobots for manufacturers across a range of applications: light assembly, inspection, machine tending on smaller CNC equipment, and dispensing. Transaction sizes for a single HC10 cell, with integration, typically run $70,000 to $200,000. Most HC10 deals fall within application-only processing, and funded transactions typically close within two weeks. Buyers who want to compare the HC10 to the Yaskawa HC20 cobot for higher-payload collaborative applications can do so on that page.

HC10 Technical Profile and Financing Considerations

The HC10 delivers 10 kg payload at 1,200 mm reach with a six-axis design that gives it the spatial range needed for most assembly and handling workstation tasks. The collaborative safety is implemented through speed and separation monitoring rather than hard-contact force limiting alone: the robot slows as a person approaches and stops on contact, but the approach detection reduces the frequency of contact events compared to cobots that rely entirely on the contact-stop mode. This is the right implementation for applications where contact events would disrupt cycle time; minimizing the frequency while maintaining the safety guarantee gives better practical throughput than a purely contact-stop design.

The HC10 uses the YRC1000 micro controller, a compact version of the same YRC1000 platform that runs Yaskawa's GP-series general-purpose robots. Controller consistency across robot models is a genuine operational benefit in facilities that run multiple Yaskawa platforms. One training baseline for the maintenance team, one spare-parts strategy for common controller components, and one software environment for programming and troubleshooting. This is not a marketing claim; it is a real operational simplification that reduces the total cost of running multiple robot types in a single facility.

End-of-arm tooling for HC10 collaborative applications is often simpler than for caged robots because the gripper design does not need to account for protective guarding within the cell. Collaborative-grade grippers with soft contact surfaces are sometimes required by the risk assessment, but many applications use standard industrial grippers that already meet the force-limiting requirements. This is another place where cell infrastructure costs can be lower than a comparable caged cell.

Buyers comparing the HC10 to the KUKA LBR iiwa should note that the iiwa offers more sophisticated torque sensing at a higher price, while the HC10 provides more payload at a lower cost with a robust collaborative safety architecture. The right choice depends on the application's sensitivity requirements and budget.

Operations Running the HC10

Light assembly operations where worker safety is a concern and the product mix changes frequently are ideal HC10 environments. A cobot that can be reprogrammed and redeployed in hours, rather than requiring integrator support to move, is a flexible asset in a high-mix manufacturing environment. Job shops and contract manufacturers who do not have a fixed production program benefit from this flexibility in ways that a dedicated caged robot cannot match.

Machine tending on smaller CNC turning and milling centers is a strong HC10 application. At 10 kg payload, the HC10 handles the part weights common in precision small-part machining, and the collaborative operation means the machinist can interact with the machine normally, including opening the door to check a part, without triggering a complete safety stop of the robot. The cell runs with the robot loading and the machinist monitoring, which is a practical operational model that many shops find more useful than a fully caged tending cell where every door opening requires an interlock reset.

Inspection and quality check stations use the HC10 for part handling while automated vision or CMM systems complete the measurement. The collaborative design allows a quality technician to work alongside the robot, reviewing results, pulling parts for manual re-inspection, and managing exceptions without entering a guarded zone and triggering a safety stop. This is the kind of human-robot collaboration the HC10 was designed for, and the productivity gain from eliminating the constant interlock-reset cycle in a busy inspection cell is real and measurable.

Packaging and final-assembly lines in consumer goods manufacturing use cobots like the HC10 for sub-assembly tasks that are too variable for fully automated handling but too repetitive to occupy skilled workers full-time. The HC10 handles the repetitive portion while a worker manages the exceptions. The payback in this configuration runs through partial labor displacement rather than full replacement, which is a sustainable model for variable-volume consumer goods production.

Financing Terms for the HC10

A typical HC10 cell priced between $80,000 and $150,000 is ideal for 36 to 60 month financing. The Section 179 deduction on a loan or $1 buyout lease in the year of purchase can materially reduce the net acquisition cost; for a $120,000 cell, the potential deduction at current limits covers a substantial fraction of the total cost. We calculate this for every buyer with actual numbers so the loan vs. lease comparison reflects the real after-tax cost.

No-money-down financing is available for qualified buyers on HC10 transactions. The HC10's manageable price point makes the monthly payment on a 60-month, no-money-down structure quite reasonable relative to the labor cost it offsets. For buyers conserving cash for integration programming and commissioning, a no-money-down structure preserves that capital while keeping the monthly payment within the payback the cell generates. Details on zero-down structures are at the no-money-down robot financing page.

Multi-unit HC10 deployments, where three or four cobots are going into a line or multiple workstations, are handled as a single transaction covering all units. The combined deal size sometimes unlocks better terms, and the administrative simplicity of one agreement covering the fleet is preferable to managing multiple small deals. We have structured multi-cobot transactions for manufacturers rolling out HC10 cells across several production lines simultaneously.

Project planning

Frequently Asked Questions

Our risk assessment is still in progress. Can we start the financing process before the risk assessment is complete?

Yes. The financing application does not depend on the risk assessment. You need the equipment quote and the basic business information. The risk assessment is an operational and safety requirement for deploying the cobot, not a financing prerequisite. Starting the application while the risk assessment is in progress is sensible because it means the financing is ready when the deployment decision is finalized.

Can the collaborative risk assessment and safety consulting costs be included in the financing?

Soft costs like consulting and safety engineering can sometimes be included in the financed amount, up to a percentage of the hard equipment cost. Whether and how much depends on the lender. We tell you at structuring how the lender handles soft costs for the specific deal. Most deals include some level of soft costs without issue.

We want to lease the HC10 for five years and then upgrade to whatever Yaskawa's next cobot platform is. Is that a realistic plan?

An FMV lease is the structure for that scenario. At the end of the FMV lease you return the HC10 and can finance the replacement system. The monthly payment under an FMV lease is lower than under a loan, but you do not own the equipment at lease end. If your planning horizon is five years and then upgrade, the FMV lease aligns well with that intent.

Can we finance an HC10 for a temporary production program of 18 months?

A term shorter than 36 months is possible but unusual in equipment financing. For a clearly temporary program, a short-term operating lease or rental might be more appropriate than a purchase finance. We can discuss what is available at the term length you need, but most equipment finance transactions run 36 months or longer.

Ready for financing options?

Finance Your HC10 Collaborative Robot Cell

The HC10 combines a meaningful payload with real collaborative safety in a format that finances cleanly. Application-only processing, fast decisions, and funded deals in about two weeks: the financing process is as straightforward as the cobot is practical. Send the integrator quote and start the application. See all Yaskawa Motoman models we finance or compare to the broader collaborative robot financing landscape if you are still evaluating platforms.

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