Industrial Robot Financing

Popular Cells

FANUC M-710iC Robot Financing

Finance a FANUC M-710iC mid-payload robot. Loans, leases, and used programs starting at $50k. Approval in days, funding in about two weeks.

FANUC M-710iC Robot Financing

Mid-payload automation sits between the tabletop world and the heavy-iron automotive floor, and the FANUC M-710iC was engineered to own that space. Payloads from 12 kg on the compact 12L variant to 70 kg on the 70 model cover the range of tasks that require more reach and strength than a small-payload arm delivers but do not demand the R-2000iC's tonnage-class capability. Arc welding, machine tending on mid-size machining centers, dispensing, and part transfer in tight cell footprints are the M-710iC's core duties. A manufacturer replacing two to three technicians on those tasks is looking at a cell cost of $100,000 to $250,000 all-in, with payback driven heavily by the shift structure.

Two shifts, five days, puts a properly integrated M-710iC cell at two-year payback or better in labor-intensive applications. Three shifts accelerates that further. The financing structure should match that recovery window, which is why we offer 36-to-72 month terms that let buyers select the monthly payment that fits cash flow rather than compressing to an arbitrary standard term. Our programs cover new M-710iC units, certified-used arms from authorized dealers, and full turnkey workcells including integration.

Applications and the Buyers Behind Them

The M-710iC sees heavy use in machine shop and CNC automation settings where the arm loads and unloads machining centers, manages part transfer between operations, and handles inspection cell loading. At a 50 kg or 70 kg payload, the arm picks finished castings, forgings, and mid-size machined components without auxiliary assist devices. That matters for cell compactness and throughput because assist devices add cycle time and require their own maintenance.

Metal fabrication shops and structural steel operations use the M-710iC for material transfer, tending press brakes, and handling plate or structural sections at the start or end of welding cells. The slimline wrist profile on several M-710iC variants allows the arm to reach into confined spaces that matter for fixture-dense welding applications. Automotive-adjacent manufacturers in Grand Rapids and across the Midwest supplier corridor run this platform extensively for those exact reasons. The arm is flexible enough to retask between programs as customer demand shifts, which protects the financing collateral value over the loan term.

How the Financing Process Works

Step one is the application. We gather the business name, principals, asset description, and the purchase amount. For projects under approximately $400,000, that is enough to get to an approval decision without financial statements. Step two is structuring: we show you the monthly payment across multiple term options and explain how each interacts with your cash flow and depreciation strategy. Step three is documents: a one-to-two page equipment finance agreement, signed electronically. Step four is funding: proceeds go directly to the vendor or integrator, typically within five to ten business days of executed documents.

If the project involves an integrator who requires a down payment before engineering begins, we can issue a commitment letter that satisfies that requirement before the full facility closes. For larger turnkey systems, progress payments structured to the integration milestones keep the integrator funded without forcing the buyer to bridge the gap from operating cash. We work with both the buyer and the vendor to make the close frictionless. That matters most on integration projects where timing slippage adds cost to everyone on the schedule.

Credit Profiles and Documentation

Strong credits with two-plus years in business and documented cash flow sail through the application-only process in two to three business days. Buyers with thinner credit files or newer businesses need more conversation but are not automatically declined. The M-710iC's residual value is a meaningful factor in lender comfort. A mid-payload six-axis robot from FANUC with a modern controller retains value across most market conditions, which gives the lender collateral confidence that an unsecured credit line does not carry.

We also finance buyers with B/C-credit profiles through specialized programs designed for manufacturers who have had credit challenges. Higher rates apply, but the math still works if the labor-cost offset is genuine and the business is operationally stable. For those buyers, we review three months of bank statements to assess actual cash flow rather than leaning solely on the credit bureau score. That review often reveals a healthier picture than the score alone would suggest.

First-time automation buyers and companies adding a robot program for the first time can access startup and new-business automation financing through available programs, though those programs typically require stronger personal guarantees and slightly shorter initial terms to reflect the learning curve of a new automation deployment.

Owners frequently line this up against Epson Robot Financing, Denso Robotics Financing, and Stäubli Robot Financing.

Project planning

Frequently Asked Questions

Can I finance the M-710iC plus a seventh-axis track system as a single package?

Yes. Track systems, gantries, and linear units bundle into the same facility as the arm. A seventh-axis track materially increases cell throughput and the lender treats it as part of the integrated automation system rather than separate ancillary equipment.

What if my company had a difficult year and financials are not strong?

One weak year does not necessarily close the door. We look at trailing 90-day bank statement cash flow alongside the annual trend. If the recent months are recovering, that carries weight in the credit review. We also have lenders who specialize in situational credit and evaluate the full story rather than a snapshot ratio.

How does refinancing work if I purchased an M-710iC with cash 18 months ago?

A sale-leaseback or cash-out refinance pulls equity out of the paid-off arm. You sell it to a lender at appraised value and lease it back or take a loan against it. Proceeds are yours to deploy as working capital, a deposit on a second cell, or any operational need. The robot stays on your floor under the lease or loan.

Are deferred payments available on a new M-710iC installation?

Yes. Deferred-start programs allow 60 to 90 days before the first payment, giving the integration and commissioning period time to complete before cash outflow begins. That matters most when the cell is being built and not yet producing while the loan is already funded.

Can I get pre-approved before I finalize the integrator quote?

Pre-approvals are available for a project range. We issue a conditional approval letter good for 60 to 90 days, which lets you negotiate with integrators from a position of financing certainty. The approval is finalized when we receive the actual vendor invoice.

Ready for financing options?

Start Your M-710iC Financing Application

The M-710iC is a lender-friendly asset with broad applicability and a track record in thousands of cells worldwide. Getting to an approval decision takes a few days. Fill out the form below or call and we start the same day.

Contact