The payback math on an ABB IRB 8700 starts with one fact: this robot handles payloads up to 800 kg and reaches 4.2 meters, which means a single cell can replace a line of workers managing large castings, stamped steel, or bulky composite panels. The labor cost that disappears in shift one is the engine of every payback projection we put together for buyers of this machine. What we do is structure financing so the monthly payment sits well inside that labor savings from day one.
ABB built the IRB 8700 to run in harsh environments, foundry floors, automotive body shops, and press-tending cells where floor space is at a premium and the robot runs continuously. The IP67-rated design tolerates coolants, dust, and temperature swings that would degrade lighter equipment. Buyers financing this platform are typically replacing manual material handling on heavy parts, automating a transfer press line, or standing up a new body-in-white cell. In each case the capital decision is straightforward: the cell pays for itself, the question is only how fast.
We work with manufacturers, automotive suppliers, and job shops financing ABB IRB 6700 robots and stepping up to the 8700 for heavier applications. We also handle integrator-sourced turnkey projects where the robot is one line item in a larger spend. Minimum transaction we touch is $50,000; the IRB 8700, with tooling and integration, typically lands somewhere in the $300k–$700k band depending on cell complexity, which puts it squarely in application-only territory for most buyers.
What Makes the IRB 8700 a Financing-Friendly Asset
Lenders evaluate robots partly the way they evaluate machine tools: resale value, brand recognition, and market depth. The IRB 8700 benefits from all three. ABB is one of the four largest industrial robot manufacturers globally, and the IRB 8700 carries strong secondary-market demand driven by automotive and heavy-manufacturing integrators. A lender financing this robot against a 60-month term has reasonable confidence that the asset holds value through the amortization period, which typically translates into better advance rates and longer terms than you would see on proprietary or niche equipment.
Technically, the IRB 8700 is available in three reach variants: 3.5 m (150 kg payload), 4.2 m (300 kg, 475 kg, and 800 kg payload), and a special Foundry Plus version rated for the harshest casting environments. The Foundry Plus designation matters to lenders because it demonstrates the machine was purpose-specced for high-duty-cycle operation, not an office-grade unit running in a tough environment. Buyers should document their selected variant and any factory-installed options in the financing application because it affects how we describe the collateral.
Integration costs on the IRB 8700 frequently run 40 to 80 percent of the robot sticker price. Grippers, conveyors, safety fencing, the OmniCore controller, and programming labor all belong in the deal. We can finance the full turnkey package in a single transaction. Bundling makes more sense than trying to separate the robot from the cell: an ungantried robot with no tooling has limited value as collateral, whereas a commissioned and documented cell is a productive asset a lender can underwrite cleanly.
Buyers Who Typically Finance the IRB 8700
Tier 1 and Tier 2 automotive suppliers represent the majority of IRB 8700 buyers. Body-in-white applications, press-tending lines, and underbody assembly all demand the payload and reach this robot delivers. If you supply to Ford, GM, Stellantis, or a transplant operation, and you are competing on cycle time, the IRB 8700 is often the capacity lever you are pulling. Financing through us means you preserve working capital for tooling changes and die sets, which are the costs that actually vary with new model programs.
Heavy fabrication shops moving into metal fabrication automation find the IRB 8700 suits structural steel and large weldment handling that a mid-payload robot cannot manage. The reach and payload combination covers scenarios like loading a large press brake, transferring weld fixtures, or moving heavy sub-assemblies between stations. These are often the first robot purchases for shops that have run manual operations, and we treat first-time buyers the same as multi-cell operators: we look at the business, not the automation resume.
Foundry and casting operations automating extraction, cleaning, and transfer of heavy castings are a third buyer profile. The Foundry Plus version of the IRB 8700 was designed for exactly this application. If you are pulling castings from a 2,000-ton die casting machine, that part is heavy, the environment is harsh, and the cycle time pressure is real. Financing a Foundry Plus cell against the labor savings in that cell produces a clean payback story regardless of how the credit application looks on paper.
How We Structure IRB 8700 Financing
Most IRB 8700 transactions are structured as either an equipment loan or a $1 buyout lease, since buyers in heavy manufacturing generally want to own the asset outright. A loan preserves Section 179 and bonus depreciation eligibility in the year of purchase, which for a $400,000 cell can generate a six-figure tax benefit that effectively reduces the net cost of the financing. We flag this for every buyer in the planning phase because the timing of the purchase can shift the net cost materially.
For buyers who want to preserve borrowing capacity on their bank line, a fair market value lease keeps the asset off the balance sheet for the lease term and gives you the option to return, renew, or purchase at the end. FMV leases carry lower monthly payments than $1 buyout structures but trade off against ownership at term end. We walk buyers through both structures with actual numbers so the comparison is concrete rather than theoretical. You can also read more about the FMV vs. dollar buyout lease tradeoffs on this site.
Sale-leaseback is available for IRB 8700 robots already in service. If you own the equipment outright or nearly so, a robot sale-leaseback converts that iron to cash you can deploy into the next cell, working capital, or other priorities without taking on traditional debt. We handle sale-leasebacks on both new installs and equipment that has been in service for several years, provided it is in documented operating condition and the serial number is clean.
Application-only processing is available up to roughly $400,000. Above that threshold we need three months of business bank statements and, for larger transactions, reviewed financials. Funding timeline from completed application to funding runs about one to two weeks for most deals. Businesses with established credit histories and solid cash flow sometimes clear faster.
New and Used IRB 8700: Both Financeable
Used IRB 8700 robots appear on the secondary market regularly through robot resellers and when automotive plants retool for new model programs. A clean used unit with documented service history and updated controller can deliver the same throughput as a new machine at 40 to 60 percent of the price. We finance used robots, including the IRB 8700, through the same structure as new equipment. The key documentation requirement is a condition inspection and confirmed serial number. We recommend buyers get an inspection report from a certified ABB service center before finalizing any used purchase.
New purchases through an ABB distributor or certified integrator typically come with warranty coverage, commissioning support, and spare-parts access that reduces the risk profile of the asset over the first several years. If you are standing up a critical production cell, the warranty and integration support often justify the price premium over a used machine. New or used, the financing structure can be identical; the advance rate and term may differ slightly based on age and condition of the equipment.
Project planning
Frequently Asked Questions
Can I include the full integration cost, tooling, and safety fencing in the financing?
Yes. We finance the complete turnkey cost of the cell, which typically includes the robot, controller, EOAT, safety barriers, programming labor, and installation. Bundling into one transaction simplifies the process and often produces better terms than trying to finance the robot and integration separately.
The IRB 8700 is a large transaction. Does that affect how the credit is evaluated?
Transactions above roughly $400,000 move out of application-only processing and into a full underwrite that includes bank statements and financial review. The process is still fast by bank standards, typically one to two weeks, but plan for the documentation request. Larger deals also tend to have more structural flexibility on term length.
We are considering a Foundry Plus variant for a casting extraction cell. Is that treated differently from a standard IRB 8700?
Lenders generally do not distinguish between standard and Foundry Plus variants for underwriting purposes; both are IRB 8700s and carry similar collateral value. We do ask you to specify the variant in the application so the collateral description is accurate. The Foundry Plus rating is actually a positive signal because it demonstrates the machine was specced for continuous duty.
Can we refinance an IRB 8700 we purchased outright two years ago to pull cash out?
Yes. An automation cash-out refinance or sale-leaseback on an owned asset is a straightforward transaction. We need the original purchase documentation, current condition information, and a description of how the equipment is being used. The cash-out can typically be deployed anywhere in the business.
Our credit has some blemishes from the past few years. Will we qualify?
B and C credit is considered. We look at the overall picture, including cash flow, the strength of the collateral, and business history. A strong payback story on a high-quality asset like the IRB 8700 can offset credit blemishes that would be disqualifying for a general-purpose business loan.
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Get IRB 8700 Financing Structured Around Your Cell
Send us the cell specification, the integration quote, and a brief description of the application and we will put together a payment comparison across loan, lease, and any applicable sale-leaseback structures. Buyers of ABB robot systems and high-payload robot cells work with us because the numbers are real and the process is fast. Start with an application or call us directly to discuss the deal structure first.